Disclosures & Licensing
Sun American Mortgage Company is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract), because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
To help the government fight the funding of terrorism and money laundering activities, federal law requires us to obtain, verify, and record information that identifies each person who engages in financial services with this establishment. We will ask for your name, address, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.
Sun American Mortgage Company is a licensed mortgage lender. The following states require disclosure of licensing information. (If your state is not listed, it doesn’t require a specific license disclosure):
Company NMLS #160265
- Arizona – Sun American Mortgage Company, 4140 E. Baseline Rd. Ste 206, Mesa, AZ 85206 | AZ – BK #7548
- California – BK #4130766 Licensed by the Department of Financial Protection & Innovation under the California Residential Mortgage Lending Act License #413-0766
- Colorado – Sun American Mortgage Company, NMLS #160265, Regulated by the Division of Real Estate
- Nevada – Sun American Mortgage Company, 736 Pioneer Blvd Ste 105, Mesquite, Nevada 89027 | BK #5385
- New Mexico – Sun American Mortgage Company | NMLS #03133
- Texas – Sun American Mortgage Company, 4140 E. Baseline Rd. Ste 206, Mesa, AZ 85206 | NMLS #160265
- Utah – Sun American Mortgage Company | NMLS #160265, BK #9211514
Consumer MLS Lookup: https://nmlsconsumeraccess.org/
TEXAS MORTGAGE COMPANY DISCLOSURE
Figure: 7 TAC §80.200(b)
CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.
THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.