VA Loans

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About VA Loans

What is a VA home loan?

A VA loan is a $0-down home loan option and partially backed, or guaranteed, by the Department of Veterans Affairs (VA). The VA home loan allows for 103% financing so a veteran can buy a home, finance the closing costs and for no money down. This type of loan charges an up-front funding fee (which can be financed into the loan) that varies based on whether or not it is the borrower’s first time getting a VA mortgage. This home loan program is a perfect option for a Veteran seeking the most affordable type of home loan financing.

*Loan terms and limits subject to change. This page is for educational purposes only and is not a commitment to lend.