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Conventional Loans

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About Conventional Loans

What is a Conventional home loan?

A conventional loan is a loan backed by either Fannie Mae or Freddie Mac, the two entities which comprise the Federal Housing Finance Agency . More than half of all new mortgage loans are conventional loans. Conventional loans can be used to finance all different types of residential properties. A conventional loan caters to those who have more money to put down & great credit scores.

Conventional loans can be offered in 30-year, 25-year, 20-year, and even 15-year options. The most common way to determine whether you should do a conventional loan or jumbo mortgage is to be aware of the loan amounts.

Key Conventional Mortgage Loan Points:

*Loan terms and limits subject to change. This page is for educational purposes only and is not a commitment to lend.

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