Mortgage Company St. George | Sun American Mortgage St. George

USDA Rural Loans

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About USDA Rural Loans

What is a USDA rural home loan?

The USDA Rural Housing program is a federal program designed to help certain lower population towns and counties grow by giving home buyers a better deal, better terms, and more options when they buy or refinance a home. Most banks do not offer USDA Rural Housing Loans but we do! You may be eligible if you live in a rural area and your household meets the income requirements.

The desired home must fall within specific rural areas to qualify. Not sure if your home is eligible for a USDA Rural Housing Loan? Call one of our licensed loan officers at 435.216.3081 and we can do the research for you!

This USDA home loan has flexible credit requirements, requires zero money down, and your closing costs can even be financed into the home loan!


If you are interested to see if your current or desired home qualifies, please reach out to our licensed loan officers.

*Loan terms and limits subject to change. This page is for educational purposes only and is not a commitment to lend.

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